Step into Your Financial Future

Universe Silver® Deposit account & Visa® Debit Card

We're experts in finance and technology, so we can offer all the perks you want in a bank account and debit card without the high cost it usually takes to get them! Sign up for Universe Silver® Deposit Account today! Don't worry — Applying will not affect your credit score.

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Universe Silver debit cards

Swipe Right with a Universe Silver® Visa® Debit Card

Check out some of the benefits you can get with a Universe Silver® Deposit Account and Visa® Debit Card, issued by Central Bank of Kansas City, Member FDIC.

No ATM Fees

No-fee cash withdrawals at Visa® Plus Alliance Network ATMs.

Convenient Cash Deposit Locations

Deposit cash to your account at 100,000+ locations nationwide using Green Dot® Reload @ the Register 1

Get Paid Before Payday2

With minimum qualifying direct deposit, you don't need to wait until payday to access your money.

Optional Overdraft Protection3

Optional overdraft protection available with minimum qualifying direct deposit4

Money anytime, anywhere

Use your Visa® Debit Card anytime and anywhere in the world Visa debit cards are accepted.

You can call us anytime

Customer Service is available 24/7 to make sure you and your account are taken care of.

24/7 Account Access at your FingerTips

  • View your account
  • Check your account balance
  • Keep track of your spending
  • Bill pay options
  • Find withdrawal/deposit locations

We Work to Keep your Money Safe

Use your Visa® card with the peace of mind that you'll have continuous fraud monitoring on your account. If any suspicious activity is seen, we'll freeze your card and send out a new card quickly while we investigate.

Card Personalization5

With a Universe Silver® Visa® Debit Card, you can choose a card that matches YOU! Make your selection from an array of images in our card skin gallery.

Customize My Card!